Frequently Asked Questions

Q: Why do you need an appraisal?

A: An appraisal provides accurate, current value of property.  Buying, selling or refinancing, settling an estate or divorce, establishing a value for tax purposes, marketing and peace of mind are the most common reasons.

Q: Can an appraisal save me money?

A:An appraisal tells you the current market value of your property.  In this time of residential market flux, this is valuable information for all Keys residents who own, or are considering buying a home.

Q: What can an appraisal do for me as a Buyer?

A: It confirms that your new home will be worth what you are paying for it.

Q: What can an appraisal do for me as a Seller?

A: You don't want to under sell you home. Nor do you want to put it on the market at a price so far above current prices that it just sits there unsold.  With an appraisal, you will know the current market value of your home, which can reduce your marketing time.

Q: What can an appraisal do for me as a Homeowner? I am not buying or selling my home.

A: Reappraising your home, especially after modifications, additions and repairs, can help you establish the amount of equity you have in your home. A first mortgage carries a lower interest rate than second and third mortgages. You can use extra equity to consolidate your mortgage loans, pay off your credit cards, and lower your higher interest debts.

Q: What are other ways I can save money?

A: You can save money if you are paying PMI (Private Mortgage Insurance). This is insurance your mortgage company charges to insure that your mortgage loan will get paid. If you financed your home with less than 20% down, it is likely that you are paying PMI. By getting an appraisal, you might find that you have 20% equity in your home. You can eliminate that PMI payment which could be enough to make an extra home payment. Did you know if you made one extra home payment a year, you could cut your 30 year mortgage down by several years.

How Long does it take to get an appraisal?

A: We turn most appraisals around within 3 days following site inspection. That is 4 - 7 days faster than many other companies. We are FAST, FAST, FAST, FAST, FAST.

Give us a call today at 305-293-6657 to help you save money
or send us an email and we'll get back with you FAST, FAST, FAST.
We promise!